Giving Back... Through Investments.

"Give and it will be given unto you."

— Luke 6:38

At Money Loves Women, we believe that investing isn't just about accumulating wealth, it's about using your financial power to create a positive impact on the world. In the bustling world of finance, where numbers often take center stage, we're here to remind you that your investments can have a purpose beyond profit.

One way we love is impact investing – a financial strategy that aligns your investments with your values. It's a concept that transcends the boundaries of traditional finance, transforming the way we think about our portfolios. Impact investing is all about putting your money to work not only to secure your financial future but also to contribute to a better world.

It’s about having investments that not only generate returns but also drive meaningful change in the areas you care about most.

The one I care about most is investing in companies with integrity. Imagine if everyone invested that way.  There would be a lot fewer illicit companies with shady and illegal dealings taking and losing investors money. Impact investing allows you to be an agent of positive change.

Yes, you can care about companies that drive climate change solutions, income equality, or support women's issues, but first, make sure that the company is solid and respects you as an investor. 

The way that I choose my investments is to invest in companies as if I wanted to own that company for the well-being of myself and my family for my whole life.  I want companies that are focused on the long-term strategy of creating benefits for the owners (me and you as a stockholder), not the just short-term benefit of the leadership executives. 

I want the leadership of that company to create value in the world that is not out of alignment with my values and ideals. (For example, I would not invest in a tobacco company.)  

In other words, I want the executives and leadership, board of directors included…… (although finding out about them and their qualifications and motivations is more difficult), to be functioning with integrity, passionate about growing value for me as an investor, and telling me the truth,  even when the news is not so good.

I also want those executives to make good financial decisions and not squander or waste my money (stock investment in the company), or feel beholden to the short-term quarterly profit numbers that drive “institutional money” and their investment fund managers (banks, retirement funds, insurance companies are a few) using a solid, long term strategy that will steadily grow the company using the profits to reinvest and not excess debt.

(I look for companies that are “on-sale”, very solid, using specific financial numbers) and do not exceed a debt level that can be paid back with not more than 3 years of profits….preferably less).

Of course, stock market investing is not the only way to invest and grow wealth.  These principles can also be applied to other investments, doing well while doing good.

Now, some might say that the pursuit of profit and social good are conflicting goals, but we beg to differ. In fact, they can go hand in hand. 

By investing in solid, ethical companies that reflect your values,  you not only support their positive initiatives but also can enjoy solid financial returns. So, as we approach the holiday season, consider how you can make your investments a force for good. 

WANT TO LEARN MORE about value investing Rule 1 Style? (Warren Buffet’s style with updates and tools for the little guy)

Check out Phil Town's Rule #1 Investing training and seminar. I looked for a long time and I’m glad I found him!

Amplify Your Productivity and Creativity

Join us on another amazing episode as we welcome the AI Chief at Brandetize, Brad Costanzo, who showcases the incredible impact AI has on creative industries, entrepreneurship, and even retirement planning. 

From content generation and lead magnets to Hollywood screenwriting and financial wisdom, Brad shares fascinating AI tips and insights that will leave you inspired and amazed. 

Don't miss out on this eye-opening exploration of AI's limitless potential. Tune in now and let Money Loves Women be your guide to the future! 

Yours in health, wealth, and happiness

Dr. Deborah Ekstrom

Explore these strategic financial approaches to maximize your charitable contributions. From donating appreciated assets to smartly 'bunching' contributions, this advice empowers you to make a more profound impact while optimizing your financial strategy.

In today's evolving investment landscape, it's not just about the numbers, it's about the narrative. At Money Loves Women, we understand that true wealth isn't solely measured in returns and percentages. It's about aligning your investments with your values, and embracing both the financial and the heartfelt aspects of investing. As we witness the comeback of values-based investing alongside traditional strategies, we're here to guide you in navigating this exciting new paradigm, where your wealth-building journey is not just about beating inflation but also about making a positive impact on the world.

The investing landscape has undergone a noticeable shift in recent years. Investors have been showing an increasing interest in strategies that yield not only financial profits but also positive social or environmental impacts. ⁠This shift has led to the emergence of social impact investment, a robust approach that seeks to tackle pressing social and environmental issues while delivering financial advantages.⁠ Learn more about social impact investing and how it harmonizes capital and purpose to attain positive outcomes.⁠

Unwrap the Gift of Change

As we enter this holiday season, it's the perfect time to reflect on the impact we can create through our investments. At Money Loves Women, we believe in the power of purposeful investing. Let's explore some inspiring examples of impact investing that not only align your financial goals but also your heart's desires.

  1. Renewable Energy: Investing in solar or wind farms not only generates returns but also reduces our reliance on fossil fuels, playing a vital role in the fight against climate change.

  1. Affordable Housing: By investing in affordable housing initiatives, you can help address housing shortages and ensure that low-income individuals and families have access to safe and affordable homes, bringing comfort and stability during the holiday season.

  1. Microfinance: Empower entrepreneurs and underserved communities by providing capital to microfinance institutions. These institutions offer small loans and savings accounts, creating opportunities for growth and self-sufficiency.

  1. Regenerative Agriculture: Support regenerative farming practices that enhance food security, promote organic farming, and reduce the environmental impact of agriculture. It's an investment in a healthier planet and a sustainable future.

  1. Education: Invest in educational initiatives, from schools to vocational training programs, and bridge the gap in access to quality education, particularly in disadvantaged communities. Education is a gift that keeps on giving.

  1. Impact Bonds: Impact bonds fund social programs aiming to achieve specific social outcomes. By investing in them, you're not only earning returns but also driving

Was it useful? Help us to improve!

With your feedback, we can improve our newsletter. Click on a link to vote:

If you have additional thoughts to share, questions to ask, or topics you'd love us to explore? We want to hear from you!

Email us at [email protected] and let's continue this empowering conversation together.